Abbott Laboratories Employees Credit Union in California vs the state
20.0%Denial rate+2.58 pts vs state
22.2%Decision denial rate-0.18 pts vs state
70.0%Origination rate+13.80 pts vs state
—Median rate
—Rate spread (pts)
$230kMedian applicant income
7Loans originated
2Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 4 | 37.5% | — | #763 |
| 2024 | 6 | 4 | 0.0% | — | #778 |
| 2025 | 10 | 7 | 20.0% | — | #734 |
What Abbott Laboratories Employees Credit Union lends in California
By loan purpose
By loan type
Where in California
Counties with the most Abbott Laboratories Employees Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Contra Costa County | 2 | 1 | 1 | 50.0% |
| Orange County | 2 | 2 | 0 | 0.0% |
| San Bernardino County | 2 | 1 | 0 | 0.0% |
| Alameda County | 1 | 1 | 0 | 0.0% |
| Marin County | 1 | 1 | 0 | 0.0% |
| Riverside County | 1 | 1 | 0 | 0.0% |
| San Diego County | 1 | 0 | 1 | 100.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 10 applications in 2025, of which 7 were originated and 2 denied.
20.0% of all applications, or 22.2% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Abbott Laboratories Employees Credit Union's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology