A&D Mortgage in Connecticut vs the state
8.0%Denial rate-9.44 pts vs state
11.1%Decision denial rate-10.53 pts vs state
61.9%Origination rate+1.56 pts vs state
6.99%Median rate+0.37 pts vs state
0.56Rate spread (pts)+0.32 pts vs state
$140kMedian applicant income
179Loans originated
23Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 122 | 75 | 6.6% | 8.49% | #122 |
| 2024 | 216 | 118 | 16.2% | 7.81% | #91 |
| 2025 | 289 | 179 | 8.0% | 6.99% | #80 |
What A&D Mortgage lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most A&D Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09170 | 77 | 45 | 9 | 11.7% |
| 09110 | 48 | 27 | 3 | 6.3% |
| 09120 | 47 | 32 | 2 | 4.3% |
| 09190 | 42 | 26 | 2 | 4.8% |
| 09140 | 38 | 24 | 5 | 13.2% |
| 09180 | 17 | 10 | 1 | 5.9% |
| 09130 | 15 | 11 | 0 | 0.0% |
| 09160 | 3 | 2 | 1 | 33.3% |
| 09150 | 2 | 2 | 0 | 0.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 289 applications in 2025, of which 179 were originated and 23 denied.
8.0% of all applications, or 11.1% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans A&D Mortgage originated in Connecticut in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are A&D Mortgage's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology