21st Mortgage in Connecticut vs the state
46.0%Denial rate+28.60 pts vs state
78.0%Decision denial rate+56.38 pts vs state
13.0%Origination rate-47.38 pts vs state
10.88%Median rate+4.26 pts vs state
5.49Rate spread (pts)+5.25 pts vs state
$62kMedian applicant income
13Loans originated
46Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 101 | 19 | 40.6% | 10.85% | #136 |
| 2024 | 118 | 17 | 40.7% | 9.93% | #139 |
| 2025 | 100 | 13 | 46.0% | 10.88% | #167 |
What 21st Mortgage lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most 21st Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09180 | 55 | 6 | 26 | 47.3% |
| 09110 | 18 | 2 | 8 | 44.4% |
| 09140 | 8 | 0 | 4 | 50.0% |
| 09190 | 6 | 4 | 2 | 33.3% |
| 09130 | 5 | 0 | 4 | 80.0% |
| 09170 | 5 | 0 | 2 | 40.0% |
| 09150 | 3 | 1 | 0 | 0.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 100 applications in 2025, of which 13 were originated and 46 denied.
46.0% of all applications, or 78.0% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans 21st Mortgage originated in Connecticut in 2025 was 10.88%, against a statewide median of 6.63%.
About this data. Figures are 21st Mortgage's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology