1st 2nd Mortgage Company of N.j. in Florida vs the state
0.0%Denial rate-21.06 pts vs state
0.0%Decision denial rate-27.24 pts vs state
64.7%Origination rate+12.02 pts vs state
6.63%Median rate0.00 pts vs state
0.60Rate spread (pts)+0.33 pts vs state
$134kMedian applicant income
33Loans originated
0Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 48 | 33 | 0.0% | 6.75% | #636 |
| 2024 | 52 | 40 | 5.8% | 6.75% | #588 |
| 2025 | 51 | 33 | 0.0% | 6.63% | #596 |
What 1st 2nd Mortgage Company of N.j. lends in Florida
By loan purpose
By loan type
Where in Florida
Counties with the most 1st 2nd Mortgage Company of N.j. applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 11 | 8 | 0 | 0.0% |
| St. Johns County | 10 | 2 | 0 | 0.0% |
| Palm Beach County | 5 | 4 | 0 | 0.0% |
| Manatee County | 4 | 3 | 0 | 0.0% |
| Duval County | 4 | 3 | 0 | 0.0% |
| Lee County | 3 | 2 | 0 | 0.0% |
| Osceola County | 3 | 3 | 0 | 0.0% |
| Broward County | 2 | 1 | 0 | 0.0% |
| Orange County | 2 | 1 | 0 | 0.0% |
| Marion County | 2 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 51 applications in 2025, of which 33 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans 1st 2nd Mortgage Company of N.j. originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are 1st 2nd Mortgage Company of N.j.'s own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology