1st 2nd Mortgage Company of N.j. in Connecticut vs the state
15.4%Denial rate-2.02 pts vs state
25.0%Decision denial rate+3.41 pts vs state
46.2%Origination rate-14.23 pts vs state
6.38%Median rate-0.25 pts vs state
0.35Rate spread (pts)+0.12 pts vs state
$114kMedian applicant income
12Loans originated
4Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 10 | 0.0% | 6.93% | #322 |
| 2024 | 26 | 15 | 0.0% | 6.63% | #260 |
| 2025 | 26 | 12 | 15.4% | 6.38% | #269 |
What 1st 2nd Mortgage Company of N.j. lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most 1st 2nd Mortgage Company of N.j. applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09120 | 9 | 3 | 2 | 22.2% |
| 09140 | 6 | 4 | 0 | 0.0% |
| 09190 | 4 | 2 | 0 | 0.0% |
| 09170 | 4 | 2 | 1 | 25.0% |
| 09110 | 2 | 1 | 0 | 0.0% |
| 09160 | 1 | 0 | 1 | 100.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 26 applications in 2025, of which 12 were originated and 4 denied.
15.4% of all applications, or 25.0% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans 1st 2nd Mortgage Company of N.j. originated in Connecticut in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are 1st 2nd Mortgage Company of N.j.'s own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology