Largest lenders in Becker County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Bell Bank | A | 173 | 137 | 9.8% | 7.25% |
| 2 | United Shore Financial Services | B | 151 | 132 | 4.0% | 6.47% |
| 3 | Midwest Bank | A | 91 | 80 | 3.3% | — |
| 4 | Granite Bank | B | 51 | 40 | 7.8% | 6.50% |
| 5 | Gate City Bank | C | 50 | 41 | 6.0% | 6.50% |
| 6 | Old National Bank | B | 46 | 31 | 17.4% | 6.50% |
| 7 | Rocket Mortgage | C | 36 | 29 | 16.7% | 6.88% |
| 8 | U.S. Bank | D | 31 | 13 | 41.9% | 8.25% |
| 9 | First International Bank & Trust | B | 20 | 15 | 15.0% | 7.25% |
| 10 | Mortgage Research Center | C | 18 | 6 | 22.2% | 6.38% |
| 11 | Affinity Plus | C | 14 | 11 | 7.1% | 6.75% |
| 12 | Freedom Mortgage | B | 14 | 2 | 21.4% | 4.56% |
| 13 | Magnifi Financial Credit Union | B | 14 | 6 | 21.4% | 6.31% |
| 14 | 21st Mortgage | F | 13 | 1 | 46.2% | 9.39% |
| 15 | Loandepot.Com | D | 13 | 5 | 15.4% | 7.13% |
| 16 | Bremer Bank | B | 13 | 11 | 7.7% | 7.00% |
| 17 | Newrez | D | 12 | 5 | 33.3% | 6.25% |
| 18 | Figure Lending | C | 11 | 2 | 27.3% | 9.15% |
| 19 | Crosscountry Mortgage | B | 10 | 7 | 10.0% | 6.88% |
| 20 | Capital | C | 10 | 7 | 10.0% | 7.00% |
| 21 | Mutual of Omaha Mortgage | C | 10 | 7 | 0.0% | 6.38% |
| 22 | Servion | B | 10 | 6 | 0.0% | 6.31% |
| 23 | Wells Fargo Bank | B | 9 | 5 | 0.0% | 6.63% |
| 24 | Carrington Mortgage Services | D | 9 | 3 | 44.4% | 6.63% |
| 25 | Broker Solutions | D | 9 | 0 | 22.2% | — |
Best approval odds in Becker County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Midwest Bank | 89 | 3.4% |
| 2 | United Shore Financial Services | 140 | 4.3% |
| 3 | Bell Bank | 155 | 11.0% |
What Becker County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Becker County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 912 | 668 | 13.1% | 6.99% | $175,000 |
| 2024 | 1,049 | 736 | 12.2% | 6.99% | $195,000 |
| 2025 | 1,114 | 766 | 12.6% | 6.63% | $215,000 |
Frequently asked questions
12.6% of applications in Becker County were denied in 2025, against 13.6% statewide in Minnesota.
Bell Bank, with 173 applications in 2025 and a denial rate of 9.8%.
The median mortgage application in Becker County in 2025 was for $215,000; the median property value on originated loans was $385,000.