Largest lenders in Union County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 70 | 17 | 42.9% | 9.23% |
| 2 | Florida Credit Union | D | 31 | 11 | 35.5% | 6.25% |
| 3 | Vystar Credit Union | D | 24 | 9 | 45.8% | 7.13% |
| 4 | United Shore Financial Services | B | 16 | 12 | 12.5% | 6.37% |
| 5 | Rocket Mortgage | C | 13 | 9 | 23.1% | 6.63% |
| 6 | Mortgage Research Center | C | 10 | 3 | 40.0% | 6.50% |
| 7 | Campus USA Credit Union | C | 10 | 8 | 10.0% | 6.75% |
| 8 | Affordable Mortgage Advisors, LLC. | B | 9 | 6 | 0.0% | 6.75% |
| 9 | Triad Financial Services | D | 9 | 4 | 22.2% | 8.54% |
| 10 | First Federal Bank | B | 8 | 5 | 25.0% | 6.50% |
| 11 | Broker Solutions | D | 7 | 3 | 14.3% | 7.13% |
| 12 | Radiant Credit Union | C | 7 | 5 | 14.3% | 4.99% |
| 13 | Union Home Mortgage | B | 6 | 5 | 0.0% | 6.63% |
| 14 | Southwest Stage Funding | F | 6 | 3 | 33.3% | 5.75% |
| 15 | Gold Star Mortgage Financial Group | C | 5 | 3 | 0.0% | 6.88% |
What Union County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Union County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 389 | 167 | 29.8% | 7.00% | $155,000 |
| 2024 | 353 | 154 | 26.4% | 6.88% | $165,000 |
| 2025 | 365 | 171 | 27.4% | 6.88% | $175,000 |
Frequently asked questions
27.4% of applications in Union County were denied in 2025, against 21.1% statewide in Florida.
21st Mortgage, with 70 applications in 2025 and a denial rate of 42.9%.
The median mortgage application in Union County in 2025 was for $175,000; the median property value on originated loans was $285,000.