Gold Star Mortgage Financial Group in Florida vs the state
5.8%Denial rate-15.22 pts vs state
7.7%Decision denial rate-19.52 pts vs state
57.8%Origination rate+5.13 pts vs state
6.63%Median rate0.00 pts vs state
0.43Rate spread (pts)+0.17 pts vs state
$98kMedian applicant income
1,346Loans originated
136Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,485 | 874 | 6.1% | 6.88% | #110 |
| 2024 | 2,134 | 1,254 | 4.5% | 6.75% | #87 |
| 2025 | 2,328 | 1,346 | 5.8% | 6.63% | #85 |
What Gold Star Mortgage Financial Group lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Gold Star Mortgage Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Broward County | 258 | 131 | 24 | 9.3% |
| Duval County | 183 | 116 | 13 | 7.1% |
| Hillsborough County | 173 | 97 | 10 | 5.8% |
| Palm Beach County | 142 | 81 | 8 | 5.6% |
| Miami-Dade County | 129 | 55 | 8 | 6.2% |
| Volusia County | 126 | 78 | 3 | 2.4% |
| Lake County | 113 | 65 | 5 | 4.4% |
| Lee County | 102 | 48 | 13 | 12.7% |
| Orange County | 87 | 52 | 3 | 3.4% |
| Polk County | 83 | 53 | 6 | 7.2% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 2,328 applications in 2025, of which 1,346 were originated and 136 denied.
5.8% of all applications, or 7.7% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Gold Star Mortgage Financial Group originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Gold Star Mortgage Financial Group's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology