Largest lenders in Crenshaw County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance | F | 61 | 13 | 32.8% | 9.99% |
| 2 | 21st Mortgage | F | 46 | 6 | 39.1% | 10.55% |
| 3 | First Citizens Bank | A | 44 | 44 | 0.0% | — |
| 4 | Brantley Bank and Trust | – | 37 | 22 | 27.0% | — |
| 5 | Rocket Mortgage | C | 32 | 20 | 28.1% | 6.63% |
| 6 | Southwest Stage Funding | F | 14 | 5 | 7.1% | 9.95% |
| 7 | Guardian Credit Union | D | 12 | 4 | 66.7% | 8.38% |
| 8 | Troy Bank and Trust | B | 9 | 5 | 11.1% | 7.50% |
| 9 | All in Federal Credit Union | D | 9 | 5 | 33.3% | 7.50% |
| 10 | United Shore Financial Services | B | 9 | 5 | 11.1% | 6.25% |
| 11 | Mortgage Research Center | C | 9 | 5 | 0.0% | 6.25% |
| 12 | Guild Mortgage | A | 8 | 5 | 0.0% | 6.50% |
| 13 | Union Home Mortgage | B | 7 | 5 | 0.0% | 6.38% |
| 14 | Broker Solutions | D | 6 | 1 | 16.7% | 7.25% |
| 15 | Triad Financial Services | D | 6 | 1 | 50.0% | 9.96% |
| 16 | New Day Financial | F | 5 | 2 | 0.0% | 7.18% |
| 17 | MAX Credit Union | C | 5 | 1 | 20.0% | 6.50% |
| 18 | American Financial Resources | B | 5 | 3 | 20.0% | 6.75% |
What Crenshaw County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Crenshaw County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 408 | 201 | 24.5% | 7.38% | $95,000 |
| 2024 | 385 | 179 | 26.2% | 6.99% | $105,000 |
| 2025 | 431 | 190 | 26.7% | 7.13% | $105,000 |
Frequently asked questions
26.7% of applications in Crenshaw County were denied in 2025, against 19.9% statewide in Alabama.
Vanderbilt Mortgage and Finance, with 61 applications in 2025 and a denial rate of 32.8%.
The median mortgage application in Crenshaw County in 2025 was for $105,000; the median property value on originated loans was $185,000.