Brantley Bank and Trust · Alabama · 2025

Brantley Bank and Trust in Alabama: approval rate, denial rate and rates (2025)

Brantley Bank and Trust took 66 mortgage applications in Alabama in 2025, ranking #276 of 990 lenders active in the state. It originated 65.2% of them and denied 21.2% (23.7% of the applications it decided), against a statewide denial rate of 19.9%.

66Applicationsin AL
23.7%Decision denial ratestate 25.0%
Median ratestate 6.50%
$100,000Median loanstate $165,000
$6.7MVolume9 counties

Brantley Bank and Trust in Alabama vs the state

21.2%Denial rate+1.36 pts vs state
23.7%Decision denial rate-1.27 pts vs state
65.2%Origination rate+9.76 pts vs state
Median rate
Rate spread (pts)
$96kMedian applicant income
43Loans originated
14Denied

Trend in Alabama

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023362816.7%#316
2024321925.0%#338
2025664321.2%#276

What Brantley Bank and Trust lends in Alabama

By loan purpose

Home purchase 35 53% · 22.9% denied
Refinance 24 36% · 20.8% denied
Home improvement 4 6% · 25.0% denied
Other / HELOC 3 5% · 0.0% denied

By loan type

Conventional 66 100% · 21.2% denied

Where in Alabama

Counties with the most Brantley Bank and Trust applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Crenshaw County 372210 27.0%
Pike County 1192 18.2%
Covington County 520 0.0%
Montgomery County 321 33.3%
Dale County 220 0.0%
Houston County 220 0.0%
Coffee County 110 0.0%
Elmore County 110 0.0%
Lee County 110 0.0%

Other large lenders in Alabama

LenderGradeApplicationsDenial rateMedian rate
Regions BankC 11,87137.2%4.99%
Rocket MortgageC 9,94120.5%6.63%
Vanderbilt Mortgage and FinanceF 8,46141.4%9.50%
United Shore Financial ServicesB 7,68912.0%6.13%
21st MortgageF 6,50746.0%9.98%
Mortgage Research CenterC 5,10718.4%6.25%
REDSTONE Federal Credit UnionC 4,54818.9%8.13%
Dhi Mortgage CompanyB 3,90917.5%4.99%
Freedom MortgageB 3,7258.7%6.25%
Pennymac Loan ServicesC 3,61111.6%6.25%

Frequently asked questions

Alabama: 66 applications in 2025, of which 43 were originated and 14 denied.

21.2% of all applications, or 23.7% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Brantley Bank and Trust's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology