Wright Patman Congressional Federal Credit Union in Virginia vs the state
13.6%Denial rate-2.30 pts vs state
15.0%Decision denial rate-5.25 pts vs state
76.1%Origination rate+16.62 pts vs state
6.24%Median rate-0.38 pts vs state
6.28Rate spread (pts)+6.06 pts vs state
$216kMedian applicant income
134Loans originated
24Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 169 | 131 | 11.2% | 5.99% | #204 |
| 2024 | 159 | 118 | 7.6% | 6.74% | #225 |
| 2025 | 176 | 134 | 13.6% | 6.24% | #217 |
What Wright Patman Congressional Federal Credit Union lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Wright Patman Congressional Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 71 | 51 | 15 | 21.1% |
| Alexandria city | 18 | 15 | 1 | 5.6% |
| Loudoun County | 17 | 15 | 0 | 0.0% |
| Prince William County | 16 | 13 | 0 | 0.0% |
| Arlington County | 16 | 12 | 3 | 18.8% |
| Stafford County | 4 | 1 | 2 | 50.0% |
| Frederick County | 3 | 3 | 0 | 0.0% |
| Falls Church city | 3 | 3 | 0 | 0.0% |
| Fairfax city | 3 | 3 | 0 | 0.0% |
| Warren County | 3 | 1 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 176 applications in 2025, of which 134 were originated and 24 denied.
13.6% of all applications, or 15.0% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Wright Patman Congressional Federal Credit Union originated in Virginia in 2025 was 6.24%, against a statewide median of 6.63%.
About this data. Figures are Wright Patman Congressional Federal Credit Union's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology