Woori America Bank · Maryland · 2025

Woori America Bank in Maryland: approval rate, denial rate and rates (2025)

Woori America Bank took 32 mortgage applications in Maryland in 2025, ranking #362 of 810 lenders active in the state. It originated 81.3% of them and denied 3.1% (3.6% of the applications it decided), against a statewide denial rate of 18.8%.

32Applicationsin MD
3.6%Decision denial ratestate 24.1%
Median ratestate 6.63%
$395,000Median loanstate $265,000
$12MVolume4 counties

Woori America Bank in Maryland vs the state

3.1%Denial rate-15.67 pts vs state
3.6%Decision denial rate-20.56 pts vs state
81.3%Origination rate+25.54 pts vs state
Median rate
Rate spread (pts)
$140kMedian applicant income
26Loans originated
1Denied

What Woori America Bank lends in Maryland

By loan purpose

Home purchase 24 75% · 0.0% denied
Refinance 6 19% · 16.7% denied
Home improvement 1 3% · 0.0% denied
Other / HELOC 1 3% · 0.0% denied

By loan type

Conventional 32 100% · 3.1% denied

Where in Maryland

Counties with the most Woori America Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Howard County 1180 0.0%
Anne Arundel County 11100 0.0%
Montgomery County 861 12.5%
Baltimore County 220 0.0%

Other large lenders in Maryland

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 12,80616.8%6.63%
Navy Federal Credit UnionD 11,43623.0%8.00%
United Shore Financial ServicesB 9,30716.0%6.13%
Truist BankC 6,55934.9%6.49%
Bank of AmericaF 6,05135.8%6.24%
NewrezD 5,73921.0%6.63%
State Employees Credit Union of MarylandD 5,62444.6%6.25%
PNC BankD 5,58228.0%7.41%
Manufacturers and Traders TrustC 5,49732.0%5.99%
Pennymac Loan ServicesC 5,41112.4%6.49%

Frequently asked questions

Maryland: 32 applications in 2025, of which 26 were originated and 1 denied.

3.1% of all applications, or 3.6% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Woori America Bank's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology