Wilmington Savings Fund Society in Oregon vs the state
40.0%Denial rate+24.69 pts vs state
40.0%Decision denial rate+20.84 pts vs state
60.0%Origination rate-0.62 pts vs state
7.25%Median rate+0.50 pts vs state
0.05Rate spread (pts)-0.23 pts vs state
$149kMedian applicant income
3Loans originated
2Denied
What Wilmington Savings Fund Society lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Wilmington Savings Fund Society applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washington County | 2 | 2 | 0 | 0.0% |
| Marion County | 2 | 0 | 2 | 100.0% |
| Klamath County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 5 applications in 2025, of which 3 were originated and 2 denied.
40.0% of all applications, or 40.0% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Wilmington Savings Fund Society originated in Oregon in 2025 was 7.25%, against a statewide median of 6.75%.
About this data. Figures are Wilmington Savings Fund Society's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology