Wilmington Savings Fund Society in Kentucky vs the state
16.7%Denial rate-2.14 pts vs state
16.7%Decision denial rate-6.82 pts vs state
83.3%Origination rate+25.29 pts vs state
7.99%Median rate+1.24 pts vs state
1.49Rate spread (pts)+1.18 pts vs state
$110kMedian applicant income
5Loans originated
1Denied
What Wilmington Savings Fund Society lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most Wilmington Savings Fund Society applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 2 | 1 | 1 | 50.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
| Woodford County | 1 | 1 | 0 | 0.0% |
| Kenton County | 1 | 1 | 0 | 0.0% |
| Ohio County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 6 applications in 2025, of which 5 were originated and 1 denied.
16.7% of all applications, or 16.7% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Wilmington Savings Fund Society originated in Kentucky in 2025 was 7.99%, against a statewide median of 6.75%.
About this data. Figures are Wilmington Savings Fund Society's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology