William Raveis Mortgage in New York vs the state
10.9%Denial rate-8.86 pts vs state
13.9%Decision denial rate-10.12 pts vs state
66.3%Origination rate+6.75 pts vs state
6.50%Median rate-0.13 pts vs state
-0.08Rate spread (pts)-0.29 pts vs state
$221kMedian applicant income
67Loans originated
11Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 54 | 34 | 11.1% | 6.88% | #324 |
| 2024 | 81 | 49 | 13.6% | 6.50% | #282 |
| 2025 | 101 | 67 | 10.9% | 6.50% | #266 |
What William Raveis Mortgage lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most William Raveis Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Westchester County | 49 | 33 | 5 | 10.2% |
| Putnam County | 16 | 12 | 3 | 18.8% |
| Suffolk County | 14 | 8 | 2 | 14.3% |
| New York County | 8 | 3 | 0 | 0.0% |
| Dutchess County | 5 | 3 | 1 | 20.0% |
| Kings County | 2 | 1 | 0 | 0.0% |
| Richmond County | 1 | 1 | 0 | 0.0% |
| Nassau County | 1 | 1 | 0 | 0.0% |
| Broome County | 1 | 1 | 0 | 0.0% |
| Bronx County | 1 | 1 | 0 | 0.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 101 applications in 2025, of which 67 were originated and 11 denied.
10.9% of all applications, or 13.9% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans William Raveis Mortgage originated in New York in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are William Raveis Mortgage's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology