Village Bank and Trust in Illinois vs the state
1.6%Denial rate-15.56 pts vs state
1.8%Decision denial rate-19.89 pts vs state
85.9%Origination rate+27.20 pts vs state
—Median rate
—Rate spread (pts)
$193kMedian applicant income
55Loans originated
1Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 34 | 22 | 8.8% | — | #515 |
| 2024 | 50 | 45 | 0.0% | — | #446 |
| 2025 | 64 | 55 | 1.6% | — | #424 |
What Village Bank and Trust lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Village Bank and Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 56 | 48 | 1 | 1.8% |
| Lake County | 3 | 2 | 0 | 0.0% |
| DuPage County | 3 | 3 | 0 | 0.0% |
| Kendall County | 1 | 1 | 0 | 0.0% |
| Kane County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 64 applications in 2025, of which 55 were originated and 1 denied.
1.6% of all applications, or 1.8% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Village Bank and Trust's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology