Valon Mortgage in Virginia vs the state
16.7%Denial rate+0.79 pts vs state
19.4%Decision denial rate-0.81 pts vs state
54.2%Origination rate-5.34 pts vs state
8.00%Median rate+1.38 pts vs state
1.90Rate spread (pts)+1.68 pts vs state
$110kMedian applicant income
136Loans originated
42Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 13 | 7 | 7.7% | 6.99% | #527 |
| 2025 | 251 | 136 | 16.7% | 8.00% | #185 |
What Valon Mortgage lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Valon Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Virginia Beach city | 22 | 12 | 7 | 31.8% |
| Fairfax County | 21 | 12 | 2 | 9.5% |
| Chesterfield County | 19 | 5 | 3 | 15.8% |
| Prince William County | 16 | 10 | 2 | 12.5% |
| Henrico County | 14 | 8 | 1 | 7.1% |
| Loudoun County | 13 | 7 | 1 | 7.7% |
| Chesapeake city | 9 | 6 | 1 | 11.1% |
| Roanoke County | 6 | 2 | 1 | 16.7% |
| Fauquier County | 6 | 4 | 2 | 33.3% |
| Alexandria city | 6 | 5 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 251 applications in 2025, of which 136 were originated and 42 denied.
16.7% of all applications, or 19.4% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Valon Mortgage originated in Virginia in 2025 was 8.00%, against a statewide median of 6.63%.
About this data. Figures are Valon Mortgage's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology