United Trust Bank in Maryland vs the state
38.9%Denial rate+20.09 pts vs state
38.9%Decision denial rate+14.76 pts vs state
61.1%Origination rate+5.40 pts vs state
6.50%Median rate-0.13 pts vs state
0.76Rate spread (pts)+0.51 pts vs state
$91kMedian applicant income
11Loans originated
7Denied
What United Trust Bank lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most United Trust Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 5 | 3 | 2 | 40.0% |
| Anne Arundel County | 3 | 1 | 2 | 66.7% |
| Montgomery County | 3 | 2 | 1 | 33.3% |
| Wicomico County | 2 | 1 | 1 | 50.0% |
| Baltimore city | 2 | 2 | 0 | 0.0% |
| Harford County | 1 | 0 | 1 | 100.0% |
| Somerset County | 1 | 1 | 0 | 0.0% |
| Charles County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 18 applications in 2025, of which 11 were originated and 7 denied.
38.9% of all applications, or 38.9% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans United Trust Bank originated in Maryland in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are United Trust Bank's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology