United Fidelity Bank in Indiana vs the state
11.1%Denial rate-5.46 pts vs state
13.3%Decision denial rate-6.81 pts vs state
72.2%Origination rate+9.97 pts vs state
5.00%Median rate-1.75 pts vs state
-1.21Rate spread (pts)-1.58 pts vs state
$62kMedian applicant income
13Loans originated
2Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 33 | 18 | 27.3% | 4.94% | #370 |
| 2024 | 14 | 9 | 21.4% | 8.25% | #503 |
| 2025 | 18 | 13 | 11.1% | 5.00% | #470 |
What United Fidelity Bank lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most United Fidelity Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Posey County | 7 | 5 | 1 | 14.3% |
| Warrick County | 4 | 3 | 0 | 0.0% |
| Vanderburgh County | 3 | 2 | 0 | 0.0% |
| Hamilton County | 2 | 2 | 0 | 0.0% |
| Gibson County | 1 | 1 | 0 | 0.0% |
| Delaware County | 1 | 0 | 1 | 100.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 18 applications in 2025, of which 13 were originated and 2 denied.
11.1% of all applications, or 13.3% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans United Fidelity Bank originated in Indiana in 2025 was 5.00%, against a statewide median of 6.75%.
About this data. Figures are United Fidelity Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology