United Community Bank in Iowa vs the state
14.6%Denial rate+1.77 pts vs state
15.8%Decision denial rate+0.48 pts vs state
75.6%Origination rate+7.15 pts vs state
6.38%Median rate-0.13 pts vs state
0.08Rate spread (pts)-0.12 pts vs state
$70kMedian applicant income
31Loans originated
6Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 7 | 12.5% | 6.25% | #367 |
| 2024 | 23 | 15 | 17.4% | 6.13% | #275 |
| 2025 | 41 | 31 | 14.6% | 6.38% | #238 |
What United Community Bank lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most United Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 39 | 30 | 5 | 12.8% |
| Scott County | 1 | 1 | 0 | 0.0% |
| Des Moines County | 1 | 0 | 1 | 100.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 41 applications in 2025, of which 31 were originated and 6 denied.
14.6% of all applications, or 15.8% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans United Community Bank originated in Iowa in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are United Community Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology