Trustmark National Bank in Florida vs the state
8.5%Denial rate-12.57 pts vs state
9.9%Decision denial rate-17.32 pts vs state
74.4%Origination rate+21.69 pts vs state
6.63%Median rate0.00 pts vs state
0.18Rate spread (pts)-0.09 pts vs state
$131kMedian applicant income
447Loans originated
51Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 679 | 486 | 9.9% | 7.00% | #195 |
| 2024 | 605 | 442 | 8.9% | 6.88% | #213 |
| 2025 | 601 | 447 | 8.5% | 6.63% | #219 |
What Trustmark National Bank lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Trustmark National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bay County | 317 | 233 | 24 | 7.6% |
| Walton County | 128 | 91 | 15 | 11.7% |
| Okaloosa County | 61 | 49 | 1 | 1.6% |
| Escambia County | 32 | 28 | 0 | 0.0% |
| Santa Rosa County | 22 | 14 | 4 | 18.2% |
| Jackson County | 7 | 6 | 1 | 14.3% |
| Washington County | 7 | 6 | 1 | 14.3% |
| Orange County | 4 | 4 | 0 | 0.0% |
| Martin County | 2 | 1 | 0 | 0.0% |
| Seminole County | 2 | 2 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 601 applications in 2025, of which 447 were originated and 51 denied.
8.5% of all applications, or 9.9% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Trustmark National Bank originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Trustmark National Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology