TRUPoint Bank in Virginia vs the state
32.4%Denial rate+16.41 pts vs state
32.4%Decision denial rate+12.10 pts vs state
67.7%Origination rate+8.13 pts vs state
—Median rate
—Rate spread (pts)
$47kMedian applicant income
23Loans originated
11Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 37 | 12 | 46.0% | — | #396 |
| 2024 | 18 | 13 | 22.2% | — | #492 |
| 2025 | 34 | 23 | 32.4% | — | #423 |
What TRUPoint Bank lends in Virginia
By loan purpose
By loan type
Where in Virginia
Counties with the most TRUPoint Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Buchanan County | 14 | 12 | 2 | 14.3% |
| Tazewell County | 7 | 4 | 3 | 42.9% |
| Russell County | 6 | 2 | 4 | 66.7% |
| Bristol city | 3 | 2 | 1 | 33.3% |
| Scott County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Smyth County | 1 | 0 | 1 | 100.0% |
| Dickenson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 34 applications in 2025, of which 23 were originated and 11 denied.
32.4% of all applications, or 32.4% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are TRUPoint Bank's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology