Truliant Federal Credit Union in Florida vs the state
74.0%Denial rate+52.91 pts vs state
83.1%Decision denial rate+55.84 pts vs state
13.7%Origination rate-38.99 pts vs state
7.25%Median rate+0.63 pts vs state
0.02Rate spread (pts)-0.25 pts vs state
$101kMedian applicant income
10Loans originated
54Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 55 | 25 | 43.6% | 7.50% | #608 |
| 2024 | 44 | 17 | 47.7% | 8.25% | #623 |
| 2025 | 73 | 10 | 74.0% | 7.25% | #540 |
What Truliant Federal Credit Union lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Truliant Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Broward County | 7 | 0 | 7 | 100.0% |
| Volusia County | 6 | 0 | 6 | 100.0% |
| Polk County | 4 | 1 | 2 | 50.0% |
| Duval County | 4 | 1 | 3 | 75.0% |
| St. Johns County | 3 | 0 | 1 | 33.3% |
| Okaloosa County | 3 | 0 | 3 | 100.0% |
| Nassau County | 3 | 1 | 2 | 66.7% |
| Pasco County | 3 | 0 | 3 | 100.0% |
| St. Lucie County | 3 | 0 | 2 | 66.7% |
| Escambia County | 3 | 0 | 3 | 100.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 73 applications in 2025, of which 10 were originated and 54 denied.
74.0% of all applications, or 83.1% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Truliant Federal Credit Union originated in Florida in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Truliant Federal Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology