Truliant Federal Credit Union · Arizona · 2025

Truliant Federal Credit Union in Arizona: approval rate, denial rate and rates (2025)

Truliant Federal Credit Union took 5 mortgage applications in Arizona in 2025, ranking #597 of 1,082 lenders active in the state. It originated 0.0% of them and denied 100.0% (100.0% of the applications it decided), against a statewide denial rate of 16.2%.

5Applicationsin AZ
100.0%Decision denial ratestate 20.4%
Median ratestate 6.50%
$35,000Median loanstate $275,000
$0Volume4 counties

Truliant Federal Credit Union in Arizona vs the state

100.0%Denial rate+83.77 pts vs state
100.0%Decision denial rate+79.59 pts vs state
0.0%Origination rate-59.48 pts vs state
Median rate
Rate spread (pts)
$90kMedian applicant income
0Loans originated
5Denied

What Truliant Federal Credit Union lends in Arizona

By loan purpose

Home purchase 1 20% · 100.0% denied
Home improvement 1 20% · 100.0% denied
Other / HELOC 3 60% · 100.0% denied

By loan type

Conventional 5 100% · 100.0% denied

Why it denied Arizona applicants

Collateral 4 80%
Debt-to-income ratio 1 20%

Where in Arizona

Counties with the most Truliant Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Pima County 202 100.0%
Yavapai County 101 100.0%
Maricopa County 101 100.0%
Pinal County 101 100.0%

Other large lenders in Arizona

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 25,38310.2%6.25%
Rocket MortgageC 17,94715.6%6.75%
Desert Financial Credit UnionB 16,97024.3%6.49%
Crosscountry MortgageB 7,5703.8%6.58%
Fairway Independent MortgageB 6,7295.6%6.63%
Bank of AmericaF 6,22932.2%6.24%
Loandepot.ComD 6,18016.1%5.99%
Pennymac Loan ServicesC 5,83811.7%6.62%
Nova Financial & InvestmentC 5,38016.2%6.49%
Freedom MortgageB 4,9917.0%6.00%

Frequently asked questions

Arizona: 5 applications in 2025, of which 0 were originated and 5 denied.

100.0% of all applications, or 100.0% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Truliant Federal Credit Union's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology