Truist Bank in New York vs the state
13.6%Denial rate-6.11 pts vs state
19.2%Decision denial rate-4.89 pts vs state
57.6%Origination rate-2.01 pts vs state
5.94%Median rate-0.69 pts vs state
-0.07Rate spread (pts)-0.28 pts vs state
$323kMedian applicant income
38Loans originated
9Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 50 | 30 | 24.0% | 6.23% | #329 |
| 2024 | 31 | 15 | 19.4% | 6.50% | #354 |
| 2025 | 66 | 38 | 13.6% | 5.94% | #311 |
What Truist Bank lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Truist Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kings County | 10 | 5 | 1 | 10.0% |
| Suffolk County | 9 | 6 | 1 | 11.1% |
| Westchester County | 9 | 6 | 1 | 11.1% |
| Nassau County | 5 | 4 | 1 | 20.0% |
| Monroe County | 5 | 2 | 1 | 20.0% |
| Dutchess County | 4 | 2 | 1 | 25.0% |
| Saratoga County | 4 | 3 | 1 | 25.0% |
| New York County | 4 | 2 | 0 | 0.0% |
| Albany County | 3 | 1 | 0 | 0.0% |
| Erie County | 3 | 3 | 0 | 0.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 66 applications in 2025, of which 38 were originated and 9 denied.
13.6% of all applications, or 19.2% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Truist Bank originated in New York in 2025 was 5.94%, against a statewide median of 6.63%.
About this data. Figures are Truist Bank's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology