Transportation Federal Credit Union in California vs the state
37.5%Denial rate+20.08 pts vs state
60.0%Decision denial rate+37.60 pts vs state
25.0%Origination rate-31.20 pts vs state
8.13%Median rate+1.50 pts vs state
2.06Rate spread (pts)+1.79 pts vs state
$181kMedian applicant income
2Loans originated
3Denied
What Transportation Federal Credit Union lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Transportation Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Riverside County | 2 | 0 | 0 | 0.0% |
| Los Angeles County | 1 | 1 | 0 | 0.0% |
| San Benito County | 1 | 1 | 0 | 0.0% |
| Alameda County | 1 | 0 | 1 | 100.0% |
| San Bernardino County | 1 | 0 | 0 | 0.0% |
| Sutter County | 1 | 0 | 1 | 100.0% |
| Kern County | 1 | 0 | 1 | 100.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 8 applications in 2025, of which 2 were originated and 3 denied.
37.5% of all applications, or 60.0% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Transportation Federal Credit Union originated in California in 2025 was 8.13%, against a statewide median of 6.63%.
About this data. Figures are Transportation Federal Credit Union's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology