Trailblazer Mortgage in Florida vs the state
4.2%Denial rate-16.84 pts vs state
5.9%Decision denial rate-21.34 pts vs state
66.7%Origination rate+14.04 pts vs state
3.99%Median rate-2.64 pts vs state
-1.59Rate spread (pts)-1.86 pts vs state
$90kMedian applicant income
712Loans originated
45Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 581 | 404 | 6.0% | 5.50% | #214 |
| 2024 | 767 | 528 | 4.2% | 4.99% | #181 |
| 2025 | 1,067 | 712 | 4.2% | 3.99% | #146 |
What Trailblazer Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Trailblazer Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 313 | 203 | 15 | 4.8% |
| Pasco County | 243 | 150 | 7 | 2.9% |
| Osceola County | 198 | 152 | 13 | 6.6% |
| Seminole County | 81 | 52 | 2 | 2.5% |
| Orange County | 60 | 37 | 0 | 0.0% |
| Lake County | 42 | 34 | 0 | 0.0% |
| Volusia County | 31 | 26 | 3 | 9.7% |
| Brevard County | 31 | 19 | 0 | 0.0% |
| Hillsborough County | 27 | 20 | 2 | 7.4% |
| Hernando County | 25 | 11 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 1,067 applications in 2025, of which 712 were originated and 45 denied.
4.2% of all applications, or 5.9% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Trailblazer Mortgage originated in Florida in 2025 was 3.99%, against a statewide median of 6.63%.
About this data. Figures are Trailblazer Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology