Traditional Mortgage Acceptance · Iowa · 2025

Traditional Mortgage Acceptance in Iowa: approval rate, denial rate and rates (2025)

Traditional Mortgage Acceptance took 6 mortgage applications in Iowa in 2025, ranking #396 of 739 lenders active in the state. It originated 50.0% of them and denied 33.3% (33.3% of the applications it decided), against a statewide denial rate of 12.9%.

6Applicationsin IA
33.3%Decision denial ratestate 15.3%
5.88%Median ratestate 6.50%
$95,000Median loanstate $135,000
$365kVolume6 counties

Traditional Mortgage Acceptance in Iowa vs the state

33.3%Denial rate+20.47 pts vs state
33.3%Decision denial rate+18.02 pts vs state
50.0%Origination rate-18.46 pts vs state
5.88%Median rate-0.63 pts vs state
Rate spread (pts)
$28kMedian applicant income
3Loans originated
2Denied

What Traditional Mortgage Acceptance lends in Iowa

By loan purpose

Refinance 4 67% · 25.0% denied
Home improvement 1 17% · 0.0% denied
Other / HELOC 1 17% · 100.0% denied

By loan type

FHA 6 100% · 33.3% denied

Why it denied Iowa applicants

Unverifiable information 2 100%

Where in Iowa

Counties with the most Traditional Mortgage Acceptance applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Decatur County 110 0.0%
Woodbury County 110 0.0%
Tama County 101 100.0%
Plymouth County 100 0.0%
Cherokee County 110 0.0%
Jasper County 101 100.0%

Other large lenders in Iowa

LenderGradeApplicationsDenial rateMedian rate
GREENSTATE Credit UnionB 13,8295.9%6.50%
Veridian Credit UnionB 8,7258.9%6.49%
Rocket MortgageC 3,76122.7%6.63%
Hills Bank and TrustA 3,4346.1%6.25%
U.S. BankD 2,72025.7%7.00%
Dupaco CommunityA 2,66916.1%7.00%
Community Choice Credit UnionB 2,65311.8%6.13%
Iowa Bankers MortgageB 2,42315.4%6.50%
Broker SolutionsD 2,3866.4%6.75%
Northwest BankA 2,1815.7%6.38%

Frequently asked questions

Iowa: 6 applications in 2025, of which 3 were originated and 2 denied.

33.3% of all applications, or 33.3% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.

The median rate on loans Traditional Mortgage Acceptance originated in Iowa in 2025 was 5.88%, against a statewide median of 6.50%.

About this data. Figures are Traditional Mortgage Acceptance's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology