Toyota Financial Savings Bank · Arizona · 2025

Toyota Financial Savings Bank in Arizona: approval rate, denial rate and rates (2025)

Toyota Financial Savings Bank took 16 mortgage applications in Arizona in 2025, ranking #443 of 1,082 lenders active in the state. It originated 87.5% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 16.2%.

16Applicationsin AZ
0.0%Decision denial ratestate 20.4%
Median ratestate 6.50%
$870,000Median loanstate $275,000
$14MVolume3 counties

Toyota Financial Savings Bank in Arizona vs the state

0.0%Denial rate-16.23 pts vs state
0.0%Decision denial rate-20.41 pts vs state
87.5%Origination rate+28.02 pts vs state
Median rate
Rate spread (pts)
$726kMedian applicant income
14Loans originated
0Denied

Trend in Arizona

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023141021.4%6.50%#470
202420155.0%6.88%#404
202516140.0%#443

What Toyota Financial Savings Bank lends in Arizona

By loan purpose

Home purchase 13 81% · 0.0% denied
Refinance 2 13% · 0.0% denied
Other / HELOC 1 6% · 0.0% denied

By loan type

Conventional 16 100% · 0.0% denied

Where in Arizona

Counties with the most Toyota Financial Savings Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Maricopa County 12100 0.0%
Coconino County 220 0.0%
Pinal County 110 0.0%

Other large lenders in Arizona

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 25,38310.2%6.25%
Rocket MortgageC 17,94715.6%6.75%
Desert Financial Credit UnionB 16,97024.3%6.49%
Crosscountry MortgageB 7,5703.8%6.58%
Fairway Independent MortgageB 6,7295.6%6.63%
Bank of AmericaF 6,22932.2%6.24%
Loandepot.ComD 6,18016.1%5.99%
Pennymac Loan ServicesC 5,83811.7%6.62%
Nova Financial & InvestmentC 5,38016.2%6.49%
Freedom MortgageB 4,9917.0%6.00%

Frequently asked questions

Arizona: 16 applications in 2025, of which 14 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Toyota Financial Savings Bank's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology