Total Mortgage Services in Illinois vs the state
4.2%Denial rate-12.95 pts vs state
6.7%Decision denial rate-15.01 pts vs state
54.2%Origination rate-4.57 pts vs state
7.13%Median rate+0.38 pts vs state
0.71Rate spread (pts)+0.33 pts vs state
$110kMedian applicant income
13Loans originated
1Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 6 | 16.7% | 6.94% | #654 |
| 2024 | 30 | 16 | 6.7% | 7.50% | #529 |
| 2025 | 24 | 13 | 4.2% | 7.13% | #572 |
What Total Mortgage Services lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Total Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 17 | 9 | 1 | 5.9% |
| Kane County | 3 | 1 | 0 | 0.0% |
| Lake County | 2 | 2 | 0 | 0.0% |
| Will County | 1 | 1 | 0 | 0.0% |
| DuPage County | 1 | 0 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 24 applications in 2025, of which 13 were originated and 1 denied.
4.2% of all applications, or 6.7% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Total Mortgage Services originated in Illinois in 2025 was 7.13%, against a statewide median of 6.75%.
About this data. Figures are Total Mortgage Services's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology