Total Mortgage Services · Arizona · 2025

Total Mortgage Services in Arizona: approval rate, denial rate and rates (2025)

Total Mortgage Services took 7 mortgage applications in Arizona in 2025, ranking #570 of 1,082 lenders active in the state. It originated 85.7% of them and denied 14.3% (14.3% of the applications it decided), against a statewide denial rate of 16.2%.

7Applicationsin AZ
14.3%Decision denial ratestate 20.4%
6.75%Median ratestate 6.50%
$225,000Median loanstate $275,000
$1.8MVolume3 counties

Total Mortgage Services in Arizona vs the state

14.3%Denial rate-1.94 pts vs state
14.3%Decision denial rate-6.12 pts vs state
85.7%Origination rate+26.23 pts vs state
6.75%Median rate+0.25 pts vs state
0.27Rate spread (pts)+0.05 pts vs state
$76kMedian applicant income
6Loans originated
1Denied

What Total Mortgage Services lends in Arizona

By loan purpose

Home purchase 6 86% · 16.7% denied
Cash-out refinance 1 14% · 0.0% denied

By loan type

Conventional 5 71% · 20.0% denied
FHA 1 14% · 0.0% denied
VA 1 14% · 0.0% denied

Why it denied Arizona applicants

Other 1 100%

Where in Arizona

Counties with the most Total Mortgage Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Maricopa County 321 33.3%
Pima County 330 0.0%
Santa Cruz County 110 0.0%

Other large lenders in Arizona

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 25,38310.2%6.25%
Rocket MortgageC 17,94715.6%6.75%
Desert Financial Credit UnionB 16,97024.3%6.49%
Crosscountry MortgageB 7,5703.8%6.58%
Fairway Independent MortgageB 6,7295.6%6.63%
Bank of AmericaF 6,22932.2%6.24%
Loandepot.ComD 6,18016.1%5.99%
Pennymac Loan ServicesC 5,83811.7%6.62%
Nova Financial & InvestmentC 5,38016.2%6.49%
Freedom MortgageB 4,9917.0%6.00%

Frequently asked questions

Arizona: 7 applications in 2025, of which 6 were originated and 1 denied.

14.3% of all applications, or 14.3% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.

The median rate on loans Total Mortgage Services originated in Arizona in 2025 was 6.75%, against a statewide median of 6.50%.

About this data. Figures are Total Mortgage Services's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology