Toll Brothers Mortgage in North Carolina vs the state
6.7%Denial rate-11.39 pts vs state
7.5%Decision denial rate-15.35 pts vs state
63.9%Origination rate+6.04 pts vs state
6.38%Median rate-0.13 pts vs state
0.02Rate spread (pts)-0.07 pts vs state
$180kMedian applicant income
249Loans originated
26Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 241 | 98 | 9.1% | 6.50% | #178 |
| 2024 | 321 | 204 | 4.7% | 6.63% | #172 |
| 2025 | 390 | 249 | 6.7% | 6.38% | #159 |
What Toll Brothers Mortgage lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Toll Brothers Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mecklenburg County | 196 | 134 | 11 | 5.6% |
| Wake County | 170 | 102 | 10 | 5.9% |
| Durham County | 19 | 13 | 3 | 15.8% |
| Union County | 3 | 0 | 0 | 0.0% |
| Chatham County | 1 | 0 | 1 | 100.0% |
| Brunswick County | 1 | 0 | 1 | 100.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 390 applications in 2025, of which 249 were originated and 26 denied.
6.7% of all applications, or 7.5% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Toll Brothers Mortgage originated in North Carolina in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Toll Brothers Mortgage's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology