Toll Brothers Mortgage · Arizona · 2025

Toll Brothers Mortgage in Arizona: approval rate, denial rate and rates (2025)

Toll Brothers Mortgage took 377 mortgage applications in Arizona in 2025, ranking #136 of 1,082 lenders active in the state. It originated 52.0% of them and denied 11.9% (13.5% of the applications it decided), against a statewide denial rate of 16.2%.

377Applicationsin AZ
13.5%Decision denial ratestate 20.4%
6.49%Median ratestate 6.50%
$525,000Median loanstate $275,000
$109MVolume2 counties

Toll Brothers Mortgage in Arizona vs the state

11.9%Denial rate-4.29 pts vs state
13.5%Decision denial rate-6.94 pts vs state
52.0%Origination rate-7.49 pts vs state
6.49%Median rate-0.01 pts vs state
0.08Rate spread (pts)-0.14 pts vs state
$177kMedian applicant income
196Loans originated
45Denied

Trend in Arizona

YearApplicationsOriginatedDenial rateMedian rateRank in state
20236712524.6%6.38%#84
20243802027.6%6.50%#114
202537719611.9%6.49%#136

What Toll Brothers Mortgage lends in Arizona

By loan purpose

Home purchase 377 100% · 11.9% denied

By loan type

Conventional 315 84% · 11.4% denied
FHA 33 9% · 18.2% denied
VA 29 8% · 10.3% denied

Why it denied Arizona applicants

Debt-to-income ratio 33 73%
Collateral 3 7%
Credit history 3 7%
Other 2 4%
Insufficient cash 2 4%
Unverifiable information 1 2%
Incomplete application 1 2%

Where in Arizona

Counties with the most Toll Brothers Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Maricopa County 29914633 11.0%
Pinal County 785012 15.4%

Other large lenders in Arizona

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 25,38310.2%6.25%
Rocket MortgageC 17,94715.6%6.75%
Desert Financial Credit UnionB 16,97024.3%6.49%
Crosscountry MortgageB 7,5703.8%6.58%
Fairway Independent MortgageB 6,7295.6%6.63%
Bank of AmericaF 6,22932.2%6.24%
Loandepot.ComD 6,18016.1%5.99%
Pennymac Loan ServicesC 5,83811.7%6.62%
Nova Financial & InvestmentC 5,38016.2%6.49%
Freedom MortgageB 4,9917.0%6.00%

Frequently asked questions

Arizona: 377 applications in 2025, of which 196 were originated and 45 denied.

11.9% of all applications, or 13.5% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.

The median rate on loans Toll Brothers Mortgage originated in Arizona in 2025 was 6.49%, against a statewide median of 6.50%.

About this data. Figures are Toll Brothers Mortgage's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology