Tidewater Mortgage Services · Tennessee · 2025

Tidewater Mortgage Services in Tennessee: approval rate, denial rate and rates (2025)

Tidewater Mortgage Services took 6 mortgage applications in Tennessee in 2025, ranking #704 of 1,274 lenders active in the state. It originated 50.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.1%.

6Applicationsin TN
0.0%Decision denial ratestate 21.7%
6.38%Median ratestate 6.62%
$165,000Median loanstate $225,000
$485kVolume5 counties

Tidewater Mortgage Services in Tennessee vs the state

0.0%Denial rate-17.14 pts vs state
0.0%Decision denial rate-21.68 pts vs state
50.0%Origination rate-8.08 pts vs state
6.38%Median rate-0.25 pts vs state
0.25Rate spread (pts)+0.02 pts vs state
$72kMedian applicant income
3Loans originated
0Denied

Trend in Tennessee

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023550.0%7.00%#761
2025630.0%6.38%#704

What Tidewater Mortgage Services lends in Tennessee

By loan purpose

Home purchase 2 33% · 0.0% denied
Refinance 1 17% · 0.0% denied
Cash-out refinance 3 50% · 0.0% denied

By loan type

Conventional 5 83% · 0.0% denied
FHA 1 17% · 0.0% denied

Where in Tennessee

Counties with the most Tidewater Mortgage Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Williamson County 210 0.0%
Montgomery County 100 0.0%
Loudon County 110 0.0%
Lauderdale County 100 0.0%
Roane County 110 0.0%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 6 applications in 2025, of which 3 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

The median rate on loans Tidewater Mortgage Services originated in Tennessee in 2025 was 6.38%, against a statewide median of 6.62%.

About this data. Figures are Tidewater Mortgage Services's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology