The Poca Valley Bank in Ohio vs the state
33.3%Denial rate+15.64 pts vs state
33.3%Decision denial rate+11.44 pts vs state
58.3%Origination rate-1.57 pts vs state
—Median rate
—Rate spread (pts)
$81kMedian applicant income
7Loans originated
4Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 5 | 28.6% | — | #660 |
| 2024 | 6 | 5 | 0.0% | — | #671 |
| 2025 | 12 | 7 | 33.3% | — | #587 |
What The Poca Valley Bank lends in Ohio
By loan purpose
By loan type
Where in Ohio
Counties with the most The Poca Valley Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lawrence County | 4 | 4 | 0 | 0.0% |
| Gallia County | 3 | 1 | 2 | 66.7% |
| Jackson County | 3 | 1 | 2 | 66.7% |
| Meigs County | 2 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 12 applications in 2025, of which 7 were originated and 4 denied.
33.3% of all applications, or 33.3% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Poca Valley Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology