The Peoples State Bank of Newton, Illinois in Illinois vs the state
8.3%Denial rate-8.79 pts vs state
8.5%Decision denial rate-13.17 pts vs state
84.4%Origination rate+25.64 pts vs state
—Median rate
—Rate spread (pts)
$105kMedian applicant income
81Loans originated
8Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 133 | 112 | 9.8% | — | #285 |
| 2024 | 100 | 91 | 5.0% | — | #335 |
| 2025 | 96 | 81 | 8.3% | — | #353 |
What The Peoples State Bank of Newton, Illinois lends in Illinois
By loan purpose
By loan type
Where in Illinois
Counties with the most The Peoples State Bank of Newton, Illinois applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lawrence County | 30 | 24 | 4 | 13.3% |
| Jasper County | 19 | 18 | 0 | 0.0% |
| Fayette County | 17 | 13 | 2 | 11.8% |
| Effingham County | 6 | 6 | 0 | 0.0% |
| Richland County | 5 | 3 | 1 | 20.0% |
| Crawford County | 4 | 4 | 0 | 0.0% |
| Shelby County | 3 | 3 | 0 | 0.0% |
| Union County | 2 | 2 | 0 | 0.0% |
| Bond County | 1 | 1 | 0 | 0.0% |
| Williamson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 96 applications in 2025, of which 81 were originated and 8 denied.
8.3% of all applications, or 8.5% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Peoples State Bank of Newton, Illinois's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology