The Northern Trust · Missouri · 2025

The Northern Trust in Missouri: approval rate, denial rate and rates (2025)

The Northern Trust took 6 mortgage applications in Missouri in 2025, ranking #562 of 1,023 lenders active in the state. It originated 83.3% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 15.1%.

6Applicationsin MO
0.0%Decision denial ratestate 18.7%
Median ratestate 6.63%
$555,000Median loanstate $175,000
$3.9MVolume2 counties

The Northern Trust in Missouri vs the state

0.0%Denial rate-15.07 pts vs state
0.0%Decision denial rate-18.70 pts vs state
83.3%Origination rate+20.67 pts vs state
Median rate
Rate spread (pts)
$221kMedian applicant income
5Loans originated
0Denied

What The Northern Trust lends in Missouri

By loan purpose

Home purchase 4 67% · 0.0% denied
Refinance 2 33% · 0.0% denied

By loan type

Conventional 6 100% · 0.0% denied

Where in Missouri

Counties with the most The Northern Trust applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
St. Louis County 440 0.0%
Greene County 210 0.0%

Other large lenders in Missouri

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 10,46018.4%6.63%
Flat Branch MortgageA 8,9990.9%6.63%
Guild MortgageA 7,3882.5%6.63%
U.S. BankD 7,19032.8%7.63%
The Central Trust BankC 7,0229.7%6.63%
United Shore Financial ServicesB 6,7108.0%6.55%
Communityamerica Credit UnionB 5,84316.8%6.49%
Mortgage Research CenterC 5,73415.6%6.25%
Broker SolutionsD 5,0077.8%6.88%
Commerce BankD 4,90527.2%6.72%

Frequently asked questions

Missouri: 6 applications in 2025, of which 5 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are The Northern Trust's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology