The Mortgage Link in Florida vs the state
2.4%Denial rate-18.62 pts vs state
3.6%Decision denial rate-23.67 pts vs state
61.0%Origination rate+8.29 pts vs state
6.63%Median rate0.00 pts vs state
0.57Rate spread (pts)+0.30 pts vs state
$85kMedian applicant income
25Loans originated
1Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 26 | 18 | 0.0% | 7.06% | #771 |
| 2024 | 44 | 32 | 0.0% | 6.99% | #621 |
| 2025 | 41 | 25 | 2.4% | 6.63% | #628 |
What The Mortgage Link lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most The Mortgage Link applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Duval County | 9 | 7 | 0 | 0.0% |
| Clay County | 5 | 2 | 0 | 0.0% |
| Santa Rosa County | 4 | 2 | 0 | 0.0% |
| Lee County | 3 | 3 | 0 | 0.0% |
| Escambia County | 3 | 3 | 0 | 0.0% |
| Palm Beach County | 3 | 1 | 0 | 0.0% |
| Sarasota County | 2 | 1 | 0 | 0.0% |
| Miami-Dade County | 2 | 2 | 0 | 0.0% |
| Pasco County | 2 | 1 | 0 | 0.0% |
| St. Lucie County | 1 | 0 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 41 applications in 2025, of which 25 were originated and 1 denied.
2.4% of all applications, or 3.6% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans The Mortgage Link originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are The Mortgage Link's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology