The Loan Store in Vermont vs the state
14.3%Denial rate-0.53 pts vs state
16.7%Decision denial rate-1.40 pts vs state
42.9%Origination rate-22.01 pts vs state
7.88%Median rate+1.17 pts vs state
—Rate spread (pts)
$252kMedian applicant income
3Loans originated
1Denied
What The Loan Store lends in Vermont
By loan purpose
By loan type
Why it denied Vermont applicants
Where in Vermont
Counties with the most The Loan Store applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bennington County | 2 | 1 | 0 | 0.0% |
| Lamoille County | 2 | 1 | 0 | 0.0% |
| Windham County | 1 | 0 | 1 | 100.0% |
| Franklin County | 1 | 0 | 0 | 0.0% |
| Orleans County | 1 | 1 | 0 | 0.0% |
Other large lenders in Vermont
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Eastrise Federal Credit Union | A | 3,529 | 5.1% | 6.50% |
| Rocket Mortgage | C | 1,165 | 22.0% | 6.75% |
| North Country | C | 1,135 | 9.5% | 7.25% |
| Vermont Federal Credit Union | A | 1,003 | 12.0% | 6.75% |
| Citizens Bank | C | 826 | 38.9% | 7.65% |
| Emm Loans | B | 761 | 1.5% | 6.63% |
| Mascoma Bank | B | 717 | 16.5% | 6.75% |
| Union Bank | B | 641 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 617 | 30.8% | 5.99% |
| Community Bank | D | 607 | 13.3% | 7.00% |
Frequently asked questions
Vermont: 7 applications in 2025, of which 3 were originated and 1 denied.
14.3% of all applications, or 16.7% of the applications it actually decided on. The Vermont statewide average across all lenders was 14.8%.
The median rate on loans The Loan Store originated in Vermont in 2025 was 7.88%, against a statewide median of 6.71%.
About this data. Figures are The Loan Store's own HMDA filing for properties located in Vermont, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology