The Huntington National Bank in New York vs the state
12.0%Denial rate-7.75 pts vs state
18.8%Decision denial rate-5.29 pts vs state
52.0%Origination rate-7.59 pts vs state
6.88%Median rate+0.25 pts vs state
0.43Rate spread (pts)+0.22 pts vs state
$241kMedian applicant income
13Loans originated
3Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 26 | 16 | 19.2% | 6.88% | #376 |
| 2024 | 22 | 15 | 18.2% | 7.38% | #380 |
| 2025 | 25 | 13 | 12.0% | 6.88% | #397 |
What The Huntington National Bank lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most The Huntington National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Erie County | 5 | 2 | 1 | 20.0% |
| Chautauqua County | 3 | 2 | 0 | 0.0% |
| Queens County | 2 | 1 | 0 | 0.0% |
| Kings County | 2 | 0 | 1 | 50.0% |
| Orange County | 1 | 1 | 0 | 0.0% |
| Monroe County | 1 | 1 | 0 | 0.0% |
| Hamilton County | 1 | 1 | 0 | 0.0% |
| Suffolk County | 1 | 1 | 0 | 0.0% |
| Tompkins County | 1 | 0 | 0 | 0.0% |
| Chenango County | 1 | 1 | 0 | 0.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 25 applications in 2025, of which 13 were originated and 3 denied.
12.0% of all applications, or 18.8% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans The Huntington National Bank originated in New York in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are The Huntington National Bank's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology