The Family in Illinois vs the state
23.6%Denial rate+6.49 pts vs state
32.1%Decision denial rate+10.40 pts vs state
50.0%Origination rate-8.74 pts vs state
7.37%Median rate+0.62 pts vs state
—Rate spread (pts)
$84kMedian applicant income
36Loans originated
17Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 55 | 40 | 14.6% | 7.25% | #434 |
| 2024 | 58 | 40 | 13.8% | 7.44% | #428 |
| 2025 | 72 | 36 | 23.6% | 7.37% | #398 |
What The Family lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most The Family applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rock Island County | 38 | 21 | 9 | 23.7% |
| Cass County | 17 | 10 | 2 | 11.8% |
| Henry County | 7 | 3 | 2 | 28.6% |
| Whiteside County | 4 | 0 | 3 | 75.0% |
| Pike County | 1 | 0 | 0 | 0.0% |
| Schuyler County | 1 | 1 | 0 | 0.0% |
| Boone County | 1 | 1 | 0 | 0.0% |
| Morgan County | 1 | 0 | 1 | 100.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 72 applications in 2025, of which 36 were originated and 17 denied.
23.6% of all applications, or 32.1% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans The Family originated in Illinois in 2025 was 7.37%, against a statewide median of 6.75%.
About this data. Figures are The Family's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology