The Dart Bank in Georgia vs the state
0.0%Denial rate-19.22 pts vs state
0.0%Decision denial rate-25.07 pts vs state
100.0%Origination rate+45.91 pts vs state
6.31%Median rate-0.31 pts vs state
0.04Rate spread (pts)-0.23 pts vs state
$138kMedian applicant income
16Loans originated
0Denied
What The Dart Bank lends in Georgia
By loan purpose
By loan type
Where in Georgia
Counties with the most The Dart Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeKalb County | 2 | 2 | 0 | 0.0% |
| Gwinnett County | 2 | 2 | 0 | 0.0% |
| Columbia County | 2 | 2 | 0 | 0.0% |
| Richmond County | 1 | 1 | 0 | 0.0% |
| Henry County | 1 | 1 | 0 | 0.0% |
| Dougherty County | 1 | 1 | 0 | 0.0% |
| Cobb County | 1 | 1 | 0 | 0.0% |
| Cherokee County | 1 | 1 | 0 | 0.0% |
| Fulton County | 1 | 1 | 0 | 0.0% |
| Paulding County | 1 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 16 applications in 2025, of which 16 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans The Dart Bank originated in Georgia in 2025 was 6.31%, against a statewide median of 6.63%.
About this data. Figures are The Dart Bank's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology