The Camden National Bank · Florida · 2025

The Camden National Bank in Florida: approval rate, denial rate and rates (2025)

The Camden National Bank took 10 mortgage applications in Florida in 2025, ranking #916 of 1,993 lenders active in the state. It originated 60.0% of them and denied 10.0% (14.3% of the applications it decided), against a statewide denial rate of 21.1%.

10Applicationsin FL
14.3%Decision denial ratestate 27.2%
6.19%Median ratestate 6.63%
$385,000Median loanstate $255,000
$2.4MVolume7 counties

The Camden National Bank in Florida vs the state

10.0%Denial rate-11.06 pts vs state
14.3%Decision denial rate-12.95 pts vs state
60.0%Origination rate+7.31 pts vs state
6.19%Median rate-0.44 pts vs state
0.14Rate spread (pts)-0.13 pts vs state
$338kMedian applicant income
6Loans originated
1Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
202316116.3%7.13%#878
202418150.0%6.88%#789
202510610.0%6.19%#916

What The Camden National Bank lends in Florida

By loan purpose

Home purchase 7 70% · 14.3% denied
Refinance 1 10% · 0.0% denied
Home improvement 1 10% · 0.0% denied
Other / HELOC 1 10% · 0.0% denied

By loan type

Conventional 10 100% · 10.0% denied

Why it denied Florida applicants

Collateral 1 100%

Where in Florida

Counties with the most The Camden National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Sarasota County 220 0.0%
Hillsborough County 211 50.0%
Manatee County 200 0.0%
Osceola County 110 0.0%
Miami-Dade County 100 0.0%
Lee County 110 0.0%
Lake County 110 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 10 applications in 2025, of which 6 were originated and 1 denied.

10.0% of all applications, or 14.3% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans The Camden National Bank originated in Florida in 2025 was 6.19%, against a statewide median of 6.63%.

About this data. Figures are The Camden National Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology