Technology Credit Union in Idaho vs the state
18.5%Denial rate+4.07 pts vs state
18.5%Decision denial rate+1.00 pts vs state
70.4%Origination rate+7.35 pts vs state
7.50%Median rate+0.88 pts vs state
0.29Rate spread (pts)+0.14 pts vs state
$139kMedian applicant income
19Loans originated
5Denied
What Technology Credit Union lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Technology Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 16 | 12 | 4 | 25.0% |
| Canyon County | 8 | 7 | 1 | 12.5% |
| Gem County | 2 | 0 | 0 | 0.0% |
| Boise County | 1 | 0 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 27 applications in 2025, of which 19 were originated and 5 denied.
18.5% of all applications, or 18.5% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Technology Credit Union originated in Idaho in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Technology Credit Union's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology