Teachers Federal Credit Union · Oregon · 2025

Teachers Federal Credit Union in Oregon: approval rate, denial rate and rates (2025)

Teachers Federal Credit Union took 5 mortgage applications in Oregon in 2025, ranking #434 of 700 lenders active in the state. It originated 20.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 15.3%.

5Applicationsin OR
0.0%Decision denial ratestate 19.2%
5.75%Median ratestate 6.75%
$545,000Median loanstate $275,000
$545kVolume3 counties

Teachers Federal Credit Union in Oregon vs the state

0.0%Denial rate-15.31 pts vs state
0.0%Decision denial rate-19.16 pts vs state
20.0%Origination rate-40.62 pts vs state
5.75%Median rate-1.00 pts vs state
0.06Rate spread (pts)-0.21 pts vs state
$208kMedian applicant income
1Loans originated
0Denied

What Teachers Federal Credit Union lends in Oregon

By loan purpose

Refinance 2 40% · 0.0% denied
Cash-out refinance 2 40% · 0.0% denied
Other / HELOC 1 20% · 0.0% denied

By loan type

Conventional 5 100% · 0.0% denied

Where in Oregon

Counties with the most Teachers Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Multnomah County 200 0.0%
Washington County 210 0.0%
Marion County 100 0.0%

Other large lenders in Oregon

LenderGradeApplicationsDenial rateMedian rate
Onpoint Community Credit UnionB 10,71015.7%7.50%
Rocket MortgageC 6,64916.3%6.75%
United Shore Financial ServicesB 6,60010.4%6.25%
Guild MortgageA 6,0342.6%6.55%
U.S. BankD 4,87531.6%7.85%
Umpqua BankC 3,15523.0%7.50%
NewrezD 2,94512.9%6.63%
CMG MortgageA 2,7022.9%6.50%
Pennymac Loan ServicesC 2,64210.2%6.62%
Rogue Credit UnionC 2,51110.2%7.49%

Frequently asked questions

Oregon: 5 applications in 2025, of which 1 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.

The median rate on loans Teachers Federal Credit Union originated in Oregon in 2025 was 5.75%, against a statewide median of 6.75%.

About this data. Figures are Teachers Federal Credit Union's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology