Teachers Federal Credit Union in Michigan vs the state
0.0%Denial rate-18.52 pts vs state
—Decision denial rate
0.0%Origination rate-59.89 pts vs state
—Median rate
—Rate spread (pts)
$136kMedian applicant income
0Loans originated
0Denied
What Teachers Federal Credit Union lends in Michigan
By loan purpose
By loan type
Where in Michigan
Counties with the most Teachers Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oakland County | 2 | 0 | 0 | 0.0% |
| Midland County | 1 | 0 | 0 | 0.0% |
| Berrien County | 1 | 0 | 0 | 0.0% |
| Van Buren County | 1 | 0 | 0 | 0.0% |
| Ottawa County | 1 | 0 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 6 applications in 2025, of which 0 were originated and 0 denied.
0.0% of all applications, or — of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Teachers Federal Credit Union's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology