Taunton Federal Credit Union · Massachusetts · 2025

Taunton Federal Credit Union in Massachusetts: approval rate, denial rate and rates (2025)

Taunton Federal Credit Union took 151 mortgage applications in Massachusetts in 2025, ranking #202 of 799 lenders active in the state. It originated 62.9% of them and denied 13.9% (17.7% of the applications it decided), against a statewide denial rate of 16.2%.

151Applicationsin MA
17.7%Decision denial ratestate 20.0%
Median ratestate 6.63%
$355,000Median loanstate $325,000
$42MVolume5 counties

Taunton Federal Credit Union in Massachusetts vs the state

13.9%Denial rate-2.30 pts vs state
17.7%Decision denial rate-2.30 pts vs state
62.9%Origination rate+0.31 pts vs state
Median rate
Rate spread (pts)
$130kMedian applicant income
95Loans originated
21Denied

Trend in Massachusetts

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231308710.0%#201
2024986216.3%#236
20251519513.9%#202

What Taunton Federal Credit Union lends in Massachusetts

By loan purpose

Home purchase 38 25% · 2.6% denied
Refinance 23 15% · 8.7% denied
Cash-out refinance 63 42% · 15.9% denied
Home improvement 16 11% · 37.5% denied
Other / HELOC 11 7% · 18.2% denied

By loan type

Conventional 151 100% · 13.9% denied

Where in Massachusetts

Counties with the most Taunton Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Bristol County 1197619 16.0%
Plymouth County 26152 7.7%
Barnstable County 210 0.0%
Middlesex County 210 0.0%
Norfolk County 220 0.0%

Other large lenders in Massachusetts

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 17,47629.0%7.40%
Rocket MortgageC 8,69815.9%6.75%
Bank of AmericaF 7,78430.1%5.99%
Guaranteed RateB 7,3134.5%6.50%
Eastern BankB 6,21631.8%6.99%
Rockland TrustC 5,99028.6%6.99%
Leader BankA 5,9131.8%6.25%
United Shore Financial ServicesB 5,89812.8%6.50%
Crosscountry MortgageB 5,6343.8%6.63%
TD BankD 3,77826.9%7.44%

Frequently asked questions

Massachusetts: 151 applications in 2025, of which 95 were originated and 21 denied.

13.9% of all applications, or 17.7% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Taunton Federal Credit Union's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology