Taunton Federal Credit Union at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the D grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
26th16.8% deniedProcesswithdrawn + incomplete share, weight 15%
17th20.9%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 135 | 92 | 9.6% | 11.9% | — | $35M |
| 2024 | 105 | 67 | 15.2% | 18.2% | — | $24M |
| 2025 | 158 | 101 | 13.3% | 16.8% | — | $45M |
What Taunton Federal Credit Union lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 0 manufactured homes, 48 investment properties.
Who gets approved at Taunton Federal Credit Union
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| $50k – $100k | 28 | 14 | 28.6% |
| $100k – $150k | 45 | 22 | 28.1% |
| $150k – $250k | 37 | 27 | 6.7% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 24 | 12 | 14.3% |
| 35–44 | 29 | 19 | 20.8% |
| 45–54 | 33 | 18 | 32.1% |
| 55–64 | 32 | 17 | 18.2% |
Where Taunton Federal Credit Union lends
2 states and 7 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Massachusetts | 151 | 95 | 13.9% | — | #202 |
| Rhode Island | 7 | 6 | 0.0% | — | #213 |
Frequently asked questions
Taunton Federal Credit Union denied 16.8% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 26th percentile of small mortgage lenders.
In 2025, 25% of its applications were for home purchases, 58% for refinancing (including cash-out), and 18% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.