Syracuse Fire Department Employees in New York vs the state
4.5%Denial rate-15.27 pts vs state
4.6%Decision denial rate-19.49 pts vs state
94.0%Origination rate+34.44 pts vs state
6.49%Median rate-0.13 pts vs state
0.42Rate spread (pts)+0.21 pts vs state
$90kMedian applicant income
63Loans originated
3Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 78 | 70 | 5.1% | 6.99% | #293 |
| 2025 | 67 | 63 | 4.5% | 6.49% | #307 |
What Syracuse Fire Department Employees lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Syracuse Fire Department Employees applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Onondaga County | 51 | 47 | 3 | 5.9% |
| Oswego County | 5 | 5 | 0 | 0.0% |
| Madison County | 3 | 3 | 0 | 0.0% |
| Monroe County | 3 | 3 | 0 | 0.0% |
| Chenango County | 1 | 1 | 0 | 0.0% |
| Tompkins County | 1 | 1 | 0 | 0.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
| Cortland County | 1 | 1 | 0 | 0.0% |
| Cayuga County | 1 | 1 | 0 | 0.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 67 applications in 2025, of which 63 were originated and 3 denied.
4.5% of all applications, or 4.6% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Syracuse Fire Department Employees originated in New York in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Syracuse Fire Department Employees's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology