Swbc Mortgage in Florida vs the state
4.1%Denial rate-17.01 pts vs state
5.3%Decision denial rate-21.99 pts vs state
70.2%Origination rate+17.46 pts vs state
6.63%Median rate0.00 pts vs state
0.22Rate spread (pts)-0.05 pts vs state
$104kMedian applicant income
329Loans originated
19Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,153 | 854 | 5.2% | 6.75% | #136 |
| 2024 | 1,094 | 829 | 3.7% | 6.63% | #143 |
| 2025 | 469 | 329 | 4.1% | 6.63% | #247 |
What Swbc Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Swbc Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Duval County | 143 | 97 | 2 | 1.4% |
| Palm Beach County | 87 | 58 | 7 | 8.0% |
| Brevard County | 33 | 24 | 0 | 0.0% |
| Clay County | 27 | 17 | 0 | 0.0% |
| St. Lucie County | 25 | 17 | 3 | 12.0% |
| Miami-Dade County | 23 | 15 | 3 | 13.0% |
| St. Johns County | 15 | 13 | 1 | 6.7% |
| Polk County | 15 | 12 | 0 | 0.0% |
| Broward County | 14 | 13 | 0 | 0.0% |
| Escambia County | 11 | 8 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 469 applications in 2025, of which 329 were originated and 19 denied.
4.1% of all applications, or 5.3% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Swbc Mortgage originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Swbc Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology